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Proudly serving clients across Florida and Georgia.
I understand that buying or refinancing a home is one of the most significant financial decisions my clients will make. That's why I'm committed to giving my team the knowledge, resources, and support they need to guide borrowers through the mortgage process with confidence and attention to every detail.
With extensive experience across all facets of mortgage lending, I can help my team navigate everything from first-time home purchases to refinancing and complex financing needs. My expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans.
I stay current on financial and housing-market trends, mortgage guidelines, and state and federal regulations so I can serve as a trusted resource for my team and our clients. My goal is to ensure our clients receive more than just a loan—they receive informed guidance and the most competitive financing solution for their unique needs.
Rating: 5.0 out of 5.0 from Encompass I can’t say enough great things about my experience working with Julia and her team throughout the entire home-buying process. From the very beginning, they were professional, knowledgeable, responsive, and genuinely invested in helping us get into our new home. They made the entire mortgage process feel incredibly smooth and manageable. They we... AndreiFort Myers, FL Aug 21
I can’t say enough great things about my experience working with Julia and her team throughout the entire home-buying process. From the very beginning, they were professional, knowledgeable, responsive, and genuinely invested in helping us get into our new home. They made the entire mortgage process feel incredibly smooth and manageable. They we...
Rating: 5.0 out of 5.0 from Encompass Prompt attention to all our needs, and excellence on every service rendered Jose LeonelLehigh Acres, FL Aug 19
Prompt attention to all our needs, and excellence on every service rendered
Rating: 5.0 out of 5.0 from Encompass Julia was awesome! 10/10 highly reccomend KamelFort Myers, FL Jul 22
Julia was awesome! 10/10 highly reccomend
Rating: 5.0 out of 5.0 from Encompass Excelente gracias por ser tan excepcionales en su trabajo Ada ShelysLEHIGH ACRES, FL Jul 22
Excelente gracias por ser tan excepcionales en su trabajo
Rating: 5.0 out of 5.0 from Encompass I got my house thank you all MiguelWinter Haven, FL Jul 22
I got my house thank you all
Rating: 5.0 out of 5.0 from Encompass LA ATENCION.DEDICACION Y ESTOY MUY CONTENTA CON SU EKIPO.LA RECOMENDARIA A TODOS 100% MarilinLehigh Acres, FL Jul 22
LA ATENCION.DEDICACION Y ESTOY MUY CONTENTA CON SU EKIPO.LA RECOMENDARIA A TODOS 100%
Rating: 5.0 out of 5.0 from Encompass Buena atención y rapidez AlcidesAve Maria, FL Jul 22
Buena atención y rapidez
Rating: 5.0 out of 5.0 from Encompass Julianwas very helpfull and made thing gonsmooth and quick Victor EnriqueCAPE CORAL, FL Jul 22
Julianwas very helpfull and made thing gonsmooth and quick
Rating: 5.0 out of 5.0 from Encompass The whole experience and process. AndresFORT MYERS, FL Jul 22
The whole experience and process.
Rating: 5.0 out of 5.0 from Encompass Julia communicates very well and I love her! I will refer everyone to her! Delilah ALabelle, FL Jul 22
Julia communicates very well and I love her! I will refer everyone to her!
Rating: 5.0 out of 5.0 from Encompass Excellent service JavierLehigh Acres, FL Jul 20
Excellent service
Rating: 5.0 out of 5.0 from Encompass It was a smooth deal with a buyer not always responsive, but working as a team we did our best and close on time and without problems. FranciscoAve Maria, FL Jul 10
It was a smooth deal with a buyer not always responsive, but working as a team we did our best and close on time and without problems.
Rating: 5.0 out of 5.0 from Encompass All the team was amazing in the process EgidioLehigh Acres, FL May 13
All the team was amazing in the process
Rating: 5.0 out of 5.0 from Encompass I had a great experience working with my lender during the purchase of my home. The entire process was smooth, and everything was explained clearly from start to finish. Communication was excellent, and any questions I had were answered quickly. I truly appreciate the professionalism and support throughout the closing. I highly recommend their serv... Lazaro ArmandoLehigh Acres, FL May 11
I had a great experience working with my lender during the purchase of my home. The entire process was smooth, and everything was explained clearly from start to finish. Communication was excellent, and any questions I had were answered quickly. I truly appreciate the professionalism and support throughout the closing. I highly recommend their serv...
Rating: 5.0 out of 5.0 from Encompass I had an excellent experience purchasing my new home thanks to my real estate agent and mortgage broker. From start to finish, they were professional, knowledgeable, and always available to answer my questions. My agent guided me through every step of the process, making everything smooth and stress-free. They truly cared about finding the right ho... AliciaLabelle, FL Apr 29
I had an excellent experience purchasing my new home thanks to my real estate agent and mortgage broker. From start to finish, they were professional, knowledgeable, and always available to answer my questions. My agent guided me through every step of the process, making everything smooth and stress-free. They truly cared about finding the right ho...
Rating: 5.0 out of 5.0 from Encompass Julia and Paola were always there to clear up any doubts for us, no matter the time. Extremely friendly treatment—excellent. Dardo Nestor CarlosNaples, FL Apr 21
Julia and Paola were always there to clear up any doubts for us, no matter the time. Extremely friendly treatment—excellent.
Rating: 5.0 out of 5.0 from Encompass I’ve had the pleasure of working with Julia several times now, and she never disappoints. She makes the process easy, keeps everyone informed, and truly cares about the client experience. Looking forward to many more deals together! Ariadna de losLehigh Acres, FL Apr 17
I’ve had the pleasure of working with Julia several times now, and she never disappoints. She makes the process easy, keeps everyone informed, and truly cares about the client experience. Looking forward to many more deals together!
Rating: 5.0 out of 5.0 from Encompass El Trabajo de Julia fue perfecto, muy profecional, mis clientes estubieron muy contentoscon su atencion desde la primera cita. Muchas Gracias :) PaolaLehigh Acres, FL Mar 30
El Trabajo de Julia fue perfecto, muy profecional, mis clientes estubieron muy contentoscon su atencion desde la primera cita. Muchas Gracias :)