Appraisal Assurance

Your Offer Price, Certified Before You Submit

Before your offer goes out, the property and offer price are reviewed and certified through Cash2Keys. You receive a certificate that confirms your offer is backed, so you can waive the appraisal contingency knowing your terms are supported.

Make a cleaner, stronger offer that comes with confidence.

Loan Terms That Stay Steady

If the appraisal comes in lower than expected, your loan terms stay the same. The appraisal still happens, but it doesn't change your deal. No renegotiation or scrambling for extra funds.
Stand Out in a Multiple-Offer Situation

Sellers choose the offer that feels most likely to close. When your offer includes an Appraisal Assurance Certificate, it signals that the price holds and the deal moves forward.
Compete With Cash Offers on a Conventional Loan

Cash buyers win because their offers feel simple and certain. Appraisal Assurance helps close that gap by removing one of the biggest concerns sellers have with financed offers. Pair it with Cash2Keys for an even stronger position.
Cleaner Offers, Simpler Strategy

When the appraisal isn't a question mark, the whole process gets simpler for buyers and agents alike. The review is typically quick, and the certificate can be applied to your offer right away.

Appraisal Assurance could help your next offer stand out in a competitive market. Whether you're buying, selling, or helping clients navigate multiple-offer situations, getting started may be simpler than you think.

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American Neighborhood Mortgage Acceptance Company, LLC dba AnnieMac Home Mortgage ("Company," "We," or "Us") seeks your consent to contact you with certain non-emergency, automated, autodialed, prerecorded, or other informational and telemarketing phone calls or text messages under the Telephone Consumer Protection Act (“TCPA”). By checking this box and clicking "Submit", you are providing your electronic signature and thereby authorize Us, our service providers, and/or our affiliates to contact you and any joint applicant at the home phone and/or mobile number listed above, and you agree such contact may be made using an automatic telephone dialing system (ATDS) or artificial prerecorded voice. Further, by checking this box and clicking "Submit" you acknowledge and agree that: you are not required to grant your consent as a condition of buying any property, goods, or services; you may revoke your consent at any time by calling (855) 994-3320 or by emailing Marketing_OptOut@annie-mac.com; Message and data rates may apply. View Our Privacy Policy.

Warranties: The AnnieMac Appraisal Assurance Certification warrants that AnnieMac Home Mortgage can finance the purchase of the above property regardless of the appraised value. An appraisal may be required and any repairs required by the appraisal must be completed prior to closing. Not valid for contracts executed more than 30 days from the Date of Issuance. Occupancy must be a primary residence or second home. If the Loan to Certified Value Ratio above exceeds 80%, mortgage insurance will be part of the mortgage at a rate determined by the ratio.
Stipulations: The Certification is not a credit decision or commitment to lend. Financing is subject to underwriting approval and other conditions. The Certification is not an appraisal. A buyer’s decision on whether to waive the appraisal contingency should be made after thorough consideration of the risks and consultation with a real estate professional.

Waive the Appraisal Contingency With Confidence

Your Offer Price, Certified Before You Submit

Make a cleaner, stronger offer that comes with confidence.

A Stronger Offer Starts Here