Renovation Loans

Make Your Dream Home

AnnieMac’s Renovation Loans offer a solution

Finding a perfect home with all desired features within a budget is rare

These loans allow you to transform a house needing minor repairs or a complete makeover into your dream home by rolling renovation expenses into your mortgage. This approach can potentially result in a loan costing less than your target price range, even after renovations.

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Know Your Options

Your Options: Quick Information

    • FHA 203k
    • FHA Limited
    • FannieMae Homestyle
    • Minimum Credit
    • 600
    • 600
    • 620
    • Debt to Income
    • 55%
    • 55%
    • AUS Approved
    • HUD
    • Consultant Required
    • Consultant NOT Required
    • Consultant NOT Required
    • Draws
    • Up to 5
    • 2 Allowed
    • None
    • Repairs
    • $5,000 - unlimited
    • No minimum - $35,000
    • ≤ 75% of "as-completed" value (1-unit Owner Occupied)
    • Down Payment
    • 3.50%
    • 3.50%
    • 3%
    • Occupancy
    • Primary Occupancy Only
    • Primary Occupancy Only
    • Primary Occupancy Only
    • Properties
    • 1-to-4 family dwellings, FHA condos, manufactured homes built after 1978, mixed use.
    • 1-to-4 family dwellings, FHA condos, manufactured homes built after 1978, mixed use.
    • 1 unit Residence, 2 unit residence.

Make Your Dream Home

Get Started Today

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